Senior financial leadership, without the full-time salary
Strategic financial leadership for Singapore startups and SMEs ready to scale — forecasting, fundraising support, and board reporting on a flexible retainer.
Growing a small business in Singapore demands more than a bookkeeper. Whether you are preparing for a fundraise, managing rapid headcount growth, or extending your runway, you need senior financial leadership. A full-time CFO in Singapore commands S$180,000–S$300,000 a year — out of reach for most small businesses.
A fractional CFO gives you the same strategic firepower, engaged for the hours and scope you actually need, at a cost that fits your stage.
Embedded leadership, not a one-off report
A fractional CFO becomes part of your business — attending leadership meetings, advising on key decisions, and building your financial infrastructure from the inside.
Financial forecasting
Multi-scenario revenue models, cash flow projections, and runway analysis.
Budgeting & planning
Annual operating budgets, department-level cost tracking, and variance analysis.
Fundraising support
Investor-ready models, data room preparation, and due diligence support.
Unit economics & KPIs
CAC, LTV, payback period, gross margin — defined and tracked rigorously.
Banking & treasury
Optimised banking relationships and working capital management.
Board reporting
Clear, investor-grade monthly board packs for directors and shareholders.
When does a startup need a part-time CFO?
You do not need to wait until you are pre-IPO to benefit from CFO-level thinking. These are the signals our clients typically notice before engaging us.
- Preparing to raise a Seed, Series A, or Series B round
- Investors or the board are asking for models you cannot produce internally
- Lost visibility into cash flow or burn rate
- Scaling headcount quickly and need budget control
- Exploring M&A, a MAS licence, or regional expansion
- Your accountant can record history but not plan the future
Part-time CFO, demystified
What's the difference between a fractional CFO and a consultant?
A consultant typically delivers a project and disengages. A fractional CFO is ongoing and embedded — attending leadership meetings and taking accountability for your financial health month after month.
How many hours a month does a part-time CFO work?
It varies by stage and need. Early-stage startups often begin with 8–16 hours a month; businesses in fundraising or high-growth phases may need 40 or more. We scope to your actual needs and adjust as things evolve.
Can a virtual CFO help us prepare for a fundraise?
Yes — this is one of our most common engagements. We build your investor-ready model, prepare your data room, coach you through investor Q&A, and stay with you through due diligence to close.
Do I still need an accountant if I have a part-time CFO?
Yes, they serve different purposes. Your accountant handles historical record-keeping, compliance, and tax; your CFO focuses on strategy, forecasting, and decision-making. We can provide both under one roof.
What industries do your fractional CFOs specialise in?
Our team has worked across SaaS, fintech, e-commerce, professional services, F&B, and manufacturing, and we match you with an advisor whose sector experience is most relevant.
Your next round deserves a CFO in your corner
First consultation is free — we'll tell you exactly what financial leadership looks like for your stage.
Book your free consultation